I don't think you are responsible for every crime a black person has committed against a white person. That is a heavy burden... why do you feel that when a black person kills a white person or frankly anyone, that it is your "sin".
Wanting to help others is a good thing, something our family is very much about. All of my children give generously to charities, time and money. One of my daughters will be on a medical mission to Honduras for three weeks at the end of this month providing anesthesia to patients.
For the most part my children give one to three weeks of their time annually to charities and we try to give 10% of what we earn.
My children have served in America and overseas, to date my children have served in Haiti, the Dominican Republic, Guatemala, and the jungles of Fiji. I volunteered to work with black and Hispanic children to try to heal the rifts from the 67 riots during the early 70s, then life took over with five children... so these days I give money and volunteer locally on occasion, but nothing exciting.
We have always felt giving your time is as important as giving your money and I do miss teaching the 4-year-olds at church, but my youngest was my assistant, and when she went off to college, my Sunday school teacher career ended.
My youngest daughter is looking at an offer from the Peace Corp to work in Asia for the next two years in a dangerous country... we are not thrilled, and we hope she decides not to go... but we are proud of where her heart is at... but couldn't she pick a less dangerous place?
God has blessed us. Giving back should feel good, if you feel compelled or you give out of guilt, it takes the joy out of giving.
Over Covid, my wife and I forgave around $15,000 in rent from poor tenants that had lost their jobs. The rental properties are "my retirement savings", but my wife is still working so we were fine, especially since we couldn't go anywhere during Covid, so I guess our vacation money went to a better purpose. Our tenants found new jobs, but they simply do not make enough to pay us back, but since that was our "fun" money, and we could not go anywhere in 2020, it was good to see it spent keeping people in their homes.
Don't make giving a burden. It can be fun. My youngest daughter organized a food drive at her high school her senior year before Covid hit. The goal was to help restock the local food bank... they made it into a contest with prizes and collected over 600 items of food. Guilt is a terrible burden; joy is so much better.
Have a great day.