Michael F Schundler
3 min readMay 2, 2024

--

Fairness is a subjective term based on an individual's value system. I don't think it's "fair" to ask people to pay for one's children. I didn't even ask my first wife to pay a dime to support our three children after our divorce (she had a master's degree in nursing, so it was not that she was unable to work, she didn't like working or raising children).

My present wife (of the last 33 years) and I raised them and our own two and educated them for an enormous cost. But it was our choice to have two and my choice along with my first wife to have three children and it was my responsibility to raise them.

That is where we differ... you want the choice to have children and the choice to have someone else pay for them. There is a limit to how much of someone's income they will give to government and people in America and Europe are pushing back as government tries to raise the limit.

With limits come choices, you can argue that the money should go to women having children instead of poor people or old people. But then it becomes a matter of "fairness"... people can't help getting old, people often don't have much choice regarding being poor, but women do usually have a choice about getting pregnant.

I am happy you are happy living in Spain. Perhaps you have been away for a while, since many of your statements are not true.

As an example, on average lower income Spanish citizens pay more for health care than lower income Americans. We shift much of our health care costs on corporations and higher wage earners through income taxes.

In Spain you pay for health insurance through social security contributions. The average contribution rate is between 6.35 and 6.4 percent, plus the employer kicks in some.

In America, most employees with employer health insurance pay less. Those who don't get health insurance through work can buy subsidized health insurance through the federal exchanges. For low-income people earning above the poverty line, it is free but for a family of four health insurance is capped at around 8% of income up to $104,800. So, it's pretty competitive with Spain.

Another remark that shows how ill-informed you are (not your fault, you believe what you read) is that people go bankrupt because of medical costs. Not true. They go broke because of medical conditions.

You read that 50% of people who go bankrupt have unpaid medical bills, but they do not go broke because their medical bills, but because of their underlying medical condition that precludes them from working.

It is their inability to pay their credit cards, mortgages and car payments that drive them into bankruptcy. The number whose medical bills drive them into bankruptcy is less than 3% and here is the real kicker, often those medical bills were for elective procedures.

Here is some data on the living in Spain vs the US

https://livingcost.org/cost/spain/united-states#:~:text=The%20average%20cost%20of%20living%20in%20Spain%20%28%241383%29,compared%20to%201.9%20months%20in%20the%20United%20States.

The poverty rate in Spain is 21%, the poverty rate in the US is 11.5%.

I am glad you like Spain and if some of your income is indexed to the US wages, then living in Spain can be marvelous. Spain is being crushed by immigration from poor countries, so I hope it can sustain itself.

I wish you a good life in Spain.

--

--

No responses yet